Personal Finance restructuring refers to helping you align your personal finance situation in line with your personal financial goals which would involve realigning your debt, realigning your investments so you are able to live stress free. It involves holistic review of your financial goals by doing a Projected vs Actual Review which means review what were your original goals and how much have they been achieved till date and what is the gap and what is catch up required and impact of the same on your financial goal achievement. Trugrow also provides an independent opinion on the state of your personal finances.